Before you can get started with treatment for substance abuse, you need to know how you’re going to pay for it. If you’ve got Aetna insurance, you may not have to pay the full cost of care out of your pocket.
In this article, we’ll tell you everything you need to know about your Aetna insurance and substance abuse treatment. Keep reading to learn more.
What is Aetna?
Aetna is one of the largest insurance companies in the United States. It provides a wide variety of insurance plans to its 39 million+ members across the country. The company also offers other health products, such as insurance for dental health and pharmaceutical drugs.
What plans does Aetna offer?
Aetna offers several different types of plans for consumers to choose from. These include:
- Open-access plans, which let you choose your doctors
- Copay-only plans, which guarantee your costs only include copays after you meet your deductible
- High-deductible plans, which offer preventative care services before your deductible is met
There are a variety of more specific options within each of these categories. Each plan offers its own unique blend of monthly premium amounts, deductibles, and coverage.
If you get your insurance through an employer, then you may have some limitations or some additional options when it comes to picking an Aetna plan. It all depends on the agreement that your employer has set up with the insurance company.
Will my Aetna insurance cover drug rehab?
No matter what type of Aetna insurance you have, you should have some coverage for rehab. But the exact amount of coverage that you get will depend on factors like:
- Your plan
- Your location
- The rehab center that you choose
- The amount of time that you need to stay in rehab
Depending on the plan that you have, you could also have some coverage for services like mental health support and medication-assisted treatment.
Does Aetna cover outpatient drug rehab?
Yes, most Aetna insurance plans also offer some coverage for outpatient drug rehab. This includes both standard outpatient care plans and more intensive ones, like PHPs and IOPs. But again, the amount of coverage that you have will vary based on several factors.
Will my employer know if I use my Aetna insurance plan to pay for drug rehab?
Many Americans have insurance coverage through their employers. This may make you worried about your employer finding out that you’re going to rehab and potentially losing your job over it.
However, this isn’t something that most people need to worry about. Legal requirements prevent both Aetna and your treatment center from sharing any information with your employer that you don’t give them express written consent to share.
So as long as you don’t give anyone this permission, you should be okay.
How do I learn more about substance abuse treatment and my Aetna insurance?
If you’re looking for more personalized information about coverage and pricing, you have two ways of getting it. First, you can reach out to Aetna directly and ask them. They’ll be able to give you some generalized information about your coverage.
But if you want to get an actual quote for rehab, you can reach out to The House of the Rising Son. Our addiction specialists are standing by to verify your insurance and to set you up with a personalized quote.
We can even help you find a plan that fits your budget if your first choice doesn’t end up working out.
