One of the toughest parts of getting started with rehab is figuring out how you’re going to pay for it. But if you’ve got an insurance plan through Health Net, you may not be responsible for paying all of the charges yourself.
In this article, we’ll give you a comprehensive overview of Health Net insurance and rehab. Keep reading to get the information you need to have before proceeding with your rehab plan.
What is Health Net?
Health Net is an American insurance company that offers a wide variety of plans to individuals, companies, and families. It was launched 40 years ago in California and has since grown to provide health insurance coverage to more than 3 million American citizens.
Will my Health Net insurance cover rehab?
There’s a good chance that your Health Net insurance will cover at least some of your rehab costs. Many of the company’s plans offer coverage for services like:
- Residential rehab
- Outpatient care
- Partial hospitalization programs
- Medication-assisted treatment (MAT)
- And other types of substance abuse treatment
But the specific types of care that you have coverage for depend on your plan and the state that you live in. So even though you should have some coverage for all of these forms of treatment, the amount that you have to pay for them can vary quite a bit.
Do I get mental health coverage from Health Net?
You should also have some coverage for mental health treatment through your Health Net plan. You can pursue standalone mental health care for issues like depression, anxiety, and PTSD. Or you can pursue mental health care support in combination with your substance abuse treatment plan.
When you deal with mental health issues alongside substance abuse problems, it’s called a co-occurring disorder. Health Net offers coverage for this type of care.
Can I go out of network to get rehab with Health Net insurance?
Most health care providers offer network-based care. This basically means that, if you want to receive the full benefits of your coverage, then you need to go to a doctor or a treatment center that’s been pre-approved by the company.
Health Net does this as well. But that doesn’t necessarily mean that you can only go to a treatment center that’s in the insurance company’s network.
You’re absolutely free to go out-of-network with Health Net insurance. The only problem is that your benefits won’t cover as high of a percentage of your costs or your premium might be higher.
That means you may need to consider how much more you’re willing to pay to go to your treatment center of choice.
How do I learn more about my Health Net insurance and rehab?
If you want to learn more about your Health Net insurance and rehab, you can reach out to the company. They can tell you about the general coverage levels that you have and can give you an estimation of what you would pay out-of-pocket to go to rehab.
But if you’re looking for an exact dollar figure, then you’re going to need to reach out to a treatment center like The House of the Rising Son.
We can verify your insurance for you by contacting Health Net on your behalf. That way, we can tell you exactly how much of your care plan is covered and how much you’re going to have to pay yourself.
One of our addiction specialists can also work with you to figure out a plan that fits your budget. That way, you can get the support that you need without having to worry about payments.
So why wait? Get in touch with us today to get started.