Before you can go to rehab, you need to figure out how you’re going to pay for it. Although this treatment can get pricey, you likely won’t have to pay for it all out-of-pocket if you have an insurance plan.
But it can be tough to figure out exactly how much you’ll end up paying for rehab if you have insurance through Emblem Health.
That’s why we’ve put together this article. It covers everything that you need to know about Emblem Health and rehab so that you can figure out how much this form of substance abuse treatment will cost you.
Let’s get started.
What is Emblem Health?
Emblem Health is a non-profit insurance company that’s based out of New Jersey. The company offers a wide variety of insurance plans to more than 3 million customers spread throughout the states of:
- New Jersey
- New York
- Connecticut
What sort of drug rehabs do I have coverage for through Emblem Health?
Most Emblem Health plans offer at least a baseline level of coverage for all of the major types of substance abuse treatment. That means, regardless of the plan that you have, you’re likely not going to have to pay full price for any of the following styles of care:
- Medical detox
- Inpatient or residential rehab
- Partial hospitalization or intensive outpatient programs
- Standard outpatient programs
- Medication-assisted treatment (MAT)
- Treatment for a co-occurring mental health disorder
Do I get mental health coverage and drug rehab coverage with Emblem Health?
Yes, most plans through Emblem Health also provide mental health coverage. That’s a big deal since many people who struggle with substance abuse problems also have co-occurring mental health disorders like depression, anxiety, and PTSD.
The only thing to note is that your coverage for mental health issues can vary significantly based on the plan that you have.
How much does drug rehab cost with Emblem Health?
This is where things get a little trickier. Emblem offers many different types of health insurance plans, including:
- HMOs and PPOs
- Bronze, Gold, and Platinum plans
- Medicaid plans
- Essential and catastrophic coverage
- And others
The amount of coverage that you have for drug rehab can vary significantly based on the plan that you have. Your costs can also be impacted by the treatment center that you go to and how long you stay in rehab.
All of that adds up to create a situation in which it’s difficult to say exactly how much you would pay to go to rehab with your Emblem Health plan. The best we can do is to say that, if you pay a higher monthly premium, then you’ll likely have more coverage for rehab than you would if you chose a budget plan.
How can I learn more about my drug rehab coverage through Emblem Health?
If you want to get more specific information about how much you would need to pay for substance abuse treatment with an Emblem Health plan, you have two options.
You can reach out to Emblem Health directly to get a generalized idea of what your plan will cover. But if you want more specific information than that, then you’re going to need to contact a treatment center like The House of the Rising Son.
We can verify your insurance with Emblem Health to provide you with a personalized quote for the treatment that you want. If that quote doesn’t align with your budget goals, we can help you figure out an alternative course of treatment that helps you recover without costing too much.
