Paying for rehab can be a daunting thing to think about. But if you’ve got an insurance plan with First Health, you may not be responsible for paying the entire costs of substance abuse treatment.
In this article, we’ll outline the types of coverage that First Health offers for substance abuse care. We’ll also help you figure out what you can do if your First Health coverage isn’t enough.
So without further delay, let’s get into it.
What is First Health?
First Health Network is an insurance company that’s a subsidiary of Aetna. It was founded in 1983 and offers its customers a wide variety of insurance plans to choose from.
In all, there are a total of about 868,000 providers in the First Health network. That means you should have plenty of options to choose from if you want to use your First Health insurance to cover the costs of rehab.
Does First Health cover addiction treatment?
Many insurance plans from First Health will cover at least a portion of your costs for addiction treatment. This includes coverage for inpatient or residential rehab as well as for other services, like:
- Medical detox
- Outpatient care
- Medication-assisted treatment
- Treatment of co-occurring mental disorders
- And more
With that being said, you may have coverage for all of these treatments, some of them, or more. It all depends on the specifics of your plan with First Health.
How much does rehab cost with First Health insurance?
It’s difficult to give a precise estimate for how much you would pay for rehab with a First Health Insurance plan. That’s because this figure can vary widely based on:
- Where you live
- What type of treatment you want
- How long you need to stay in rehab
- The plan you have
An insurance provider will need to take all of this information into account before they can tell you exactly how much of your treatment the company will cover.
What should I do if First Health doesn’t cover my costs of treatment?
It’s an unfortunate reality that an insurance company like First Health may not cover as much of your charges as you would’ve hoped. That can create a situation where you’re left wondering how you’re going to come up with the rest of the money that you need for rehab.
Thankfully, there are a few options.
First, you may be able to secure financing with a third-party provider. You could potentially get a loan that lets you pay what you need to pay now without impacting your budget too severely.
Another option is to come to a financing agreement with the treatment center that you choose. Depending on where you go, you may be able to pay off your balance over a period of months or years.
If neither of these options ends up working out for you, then you may want to look into a more affordable treatment center or a different type of treatment.
For example, outpatient care can be quite effective and it typically doesn’t cost as much since you don’t actually live in the facility where you receive care.
How can I learn more about my coverage through First Health?
If you’re looking for more personalized pricing information, consider contacting an addiction specialist at The House of the Rising Son.
We can verify your insurance and give you a more detailed quote for how much addiction treatment will cost you. That way, you can make a more informed decision about the type of care that you pursue.
Ready to get started? Get in touch with us today to learn more about how we can help.